"The last thing you want when starting out your life as a newly single person is having to deal with a lot of debts. Especially those incurred by your ex which you did not benefit from."
Women who go through divorce have concerns about what their future will look like in terms of finances. For some women, they may be worried that their assets will be significantly reduced because of the divorce. Some women have given up their careers in order to stay at home and look after the children. While the news of divorce is very difficult to come to terms with, it's much more difficult to come to terms with the reality that your finances will look very different after the divorce.
Here are some free divorce advice for women who want to be still be able to stand on their feet after the divorce.
Divorce tip #1:
Avoid confiding with other people if you are the one who will initiate the divorce. Confiding with other people may jeopardize the whole planning stage, especially if you confide to mutual friends.
Divorce tip #2:
Plan for the months to come by painting a clear picture of what your finances will be like if you pursue divorce. Many women who are not financially independent or who are dealing with a lot of financial issues within the marriage are hesitant to seek divorce because of the kind of problems they will be faced with once they don't have their husband's income to add to their own. Aside from spousal support, how will you be able to support yourself during the process of the divorce? How much money is readily available to you? What kind of lifestyle changes should you make in order to make filing for a divorce less financially burdensome?
Divorce tip #3:
Change your will. If you want to remove your soon-to-be ex husband from your will, you should take proactive measures to change your will as soon as possible. You can do that without informing your spouse about it, as long as you make sure that your will is properly done and will be legally binding.
Divorce tip #4:
Use any means available to document any kind of abuse from your husband. There are many ways to do this, especially with the availability of technology. From the traditional journaling to the more modern approach of setting up web cameras, saving GPS and time-stamped photos, recording phone calls or actual conversations, and the likes.
Divorce tip #5:
Make an inventory of the assets you own. Take a photograph of the items in your house to make sure that your husband doesn't sell them off and keep the profits. Hire an accountant to help you put a value on any business that you own together, as well as a real estate broker to put a value on the house. This will help make property division go smoother. Make a copy of financial documents and hide them in a safe place.
Divorce tip #6:
Get a temporary P.O. box if you are afraid that your mail will be intercepted by your husband during the divorce process.
Divorce tip #7:
If you are the primary account holder of your credit card, be ready to give the bank a call to have the extension cards of your husband cancelled. Don't put this off. Right after breaking the news to him, make the call so that no other debts will be incurred on your account. Remember that credit card companies don't really care that you're going through a divorce. Their concern is to make sure debts owed them are paid. If your husband is on a family plan tied up with your phone plan, it may also be best to have that cut off, in case he gets the idea to get back at you by making overseas calls and sticking you with the bill.
The last thing you want when starting out your life as a newly single person is having to deal with a lot of debts. Especially those incurred by your ex which you did not benefit from.
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