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Everything You Need to Know about Spousal Support and Divorce E-mail


Going through a divorce is never a fun. However, it gets significantly more difficult when you either need spousal support to survive or are required to pay spousal support to your previous spouse. In most states there are no laws requiring the court to order either spouse to pay spousal support. However, this does not mean spousal support is not routinely included as part of divorce settlements. This article will take a look at some of the important things spouses should know if they are in need of spousal support or if they are being required to pay spousal support as part of the divorce agreement.


What You Need to Know if You Need Spousal Support


First of all spousal support can be awarded by the courts or agreed upon during a divorce that is resolved without the help of the courts. However, in most states, it is not a mandatory requirement. Research the laws specific to your state to determine if spousal support is required or if it is an option.


Next you should understand the different types of spousal support available to you. Permanent spousal support is one type of spousal support which does not have a term limit or a cash limit. This type of spousal support is paid indefinitely, usually on a monthly basis, until the death of one of the spouses or the remarriage of the spousal support recipient. If you are receiving permanent spousal support, it is worthwhile to request the divorce decree that carries a provision requiring your former spouse to carry a life insurance policy with you as the beneficiary. This will help to ensure you do not endure financial hardship if you outlive your former spouse.


Rehabilitative spousal support is spousal support that is usually awarded for a set period of time. The purpose of this type of spousal support is to provide financial support to the recipient for a set period of time with the understanding the recipient will be making efforts to become employable during this period. These efforts may include going to school, acquiring job skills and searching for work.


Finally, if you are receiving spousal support and also have children from your marriage, it is important to realize child support will take precedence over spousal support. The courts will first consider the amount your former spouse is already paying in child support. This amount should be enough to adequately care for the children. If any additional payments will cause your former spouse financial hardship, spousal support will not be considered.


What You Need to Know if You are Required to Pay Spousal Support


One of the most important things you should know if you are the spouse paying spousal support is it is possible to have these payments reduced. The spousal support payments are set when your marriage is dissolved. In most cases the length of your marriage, former standard of living and income are considered in determining these amounts. However, if you lose your job or your income is reduced considerably, if you can petition the court to suspend or reduce the amount you are paying in spousal support.


Similarly, if your spouse acquires a job or is awarded a significant raise, you can also petition to have your spousal support payments reduced. However, you should be aware that your former spouse can also petition to have these spousal support payments increased. For example, if your spouse incurs significant medical bills or becomes disabled, she can petition for larger spousal support payments.


In conclusion, you should also know your former spouse has the right to waive spousal support. If you have reason to believe your former spouse would be willing to do this, it is a good idea to attempt to persuade her to do so before the divorce settlement is reached. It is possible to make these changes after the fact but it is always better to get the pa

 

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