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Statistically speaking, lot of women end up to be the hardest hit in their divorces, especially financially. In order for you not to find yourself in a bad place after the divorce, it's important that you have a pre-divorce preparation plan. This does not mean that you make plans to take your spouse for all that you can. It's about making intelligent decisions to help cushion the blow of the divorce.
There are several aspects in a divorce that you may want to consider as you make your exit plan. Here are a few free divorce advice for women regarding these aspects:
Financial aspect - If you're expecting a particularly contentious divorce from your husband, it should not come as a surprise that he may make it hard for you to collect alimony and child support. This aspect is actually one of the hardest to manage during a divorce. If you haven't opened your own savings account yet, it's important that you do. Take care of your credit score by keeping bad debts under control and paying them regularly to keep the balances low on your credit card. It's also important to look into joint debts that you have with your husband.
Many women face unpleasant surprises after divorce because they didn't insist on thoroughly checking how they can protect themselves when their husbands defaulted in their debt payments. For example, if the mortgage is in both of your names but you agreed to let your husband buy your share of the house, it's best to have the mortgage refinanced and put only in his name. That way, if he defaults in mortgage payments, you won't be chased down by the lenders.
Telling your children - There's no easy way to tell your children that their parents are getting a divorce. This means a lot of change for them to deal with and it's just not something children can prepare for by themselves. It's ideal to talk to your spouse first before telling the children about the decision to get a divorce. It's also important that both of you are present when you break the news to the children. Even more important is that you remain calm and avoid mud slinging when talking with the children. Kids get emotional cues from adults. If their parents don't seem to be handling the divorce well, they feel that there's no reason to believe they can too. Agree with your spouse that you will not play the blame game in front of the kids as you explain to them why you decided to get a divorce and what kind of changes they can expect from that point on.
Career aspect - For women who already have a job, check whether your income would be sufficient to provide for yourself and your children (if you're aiming to get custody) after the divorce. This is the time to focus on your career and see where you can still improve on it. If you haven't worked in a while, it may be a bit more difficult for you to plunge back into the work. In any case, career counseling will go a long way. It's best to get career counseling before you tell your spouse that you want a divorce so that this will still be considered joint money and will not be deducted from your divorce settlement.
Establishing a support system - Preparing your support system is important in surviving a divorce. Look up divorce support groups for women in your area and get their contact information. This is also the time to lean on your family and friends for support.
Of course, there are a lot of things about divorce that you can hardly prepare for, but preparing for the things that you can manage can really help you out in the long run.
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